Dr. Ney J. Rivas
My name is Dr. Ney Rivas. I was born in Boston, MA into a low-class family with one older sister, and a younger brother soon to follow. My mother, Cuban, and father, Nicaraguan, emigrated from their respective countries, met, married and pushed forward to create a better life for their future children.
I moved around a lot as a child. Some of the destinations included West Virginia, Georgia, Tennessee, and eventually Florida, where I would reside for the majority of my life. Adapting to new places was difficult, but ultimately equipped me with crucial skills that I have found handy now as an adult.
Being the middle child provided a unique perspective concerning the dynamics of my family. This resulted in the development of unique observational skills and a keen sense for recognizing patterns in human behavior. It’s funny what a kid can learn simply by observing the behaviors and actions of others. Till this day, sitting back and observing others interact is something I enjoy; I know, creepy.
Life has taught me to have a deep appreciation for the simpler things. There is a saying that goes “what is most important, is invisible to the eye.” This has held true in my life, and although I may forget from time to time, life always finds a way to remind me.
My journey has created in me a fascination for the human body, how it works and what it is capable of. Seven years after graduating high school I’ve earned a B.S in Health Science, and a Doctorate of Physical Therapy from Andrews University, MI.
Some of my hobbies include playing soccer, tennis, cycling, volleyball, weightlifting, reading, and having deep meaningful conversations with the people I surround myself with. I love to learn, and the more I learn the happier I am.
My curiosity and financial situation during, and at the end of my academic career inspired me to dive into the study of finances, health, and human behavior. As it turns out, life comes at you pretty fast after you leave the nest; but you probably already knew that. The most astonishing thing I probably learned from my studies is how close, and applicable finances, health, and human behavior are to each other. My studies did not only help me stay in good physical shape throughout 7 years of schooling, including 3 rigorous years of graduate school but also allowed me to set myself up for financial success in the future. The information I was exposed to has helped develop in me new behaviors that have significantly contributed towards maintaining physical, financial, and mental fitness.
Before I knew it, friends and family, even strangers in some cases were asking for my secret. Although I hardly consider it a secret, I found that the information I have access too, the techniques and strategies I practice on a daily basis, were considerably helpful to those I shared it with. There my passion for educating others on simple strategies for how to improve their life was born. I consider myself a student of life and do not proclaim to know everything. However, I find it extremely rewarding to be able to help, and enrich other’s lives with the information I have acquired over the years.
And now here we are. Ashish and I, I mean, Dr. Mesepam and I, partnered up to bring you, and so many others access to information, resources, and clarity pertaining to finances, health, and human behavior. Fit, Wealthy, & Wise was born from our passion to educate, and holistically help others in areas we find to be critical on the journey to self-improvement. At the end of the day, we believe this leads to a happy, less stressful life. Whether it is finally taking the first step towards achieving your ideal body weight, developing habits and behaviors that will set you up for success, or reaching financial independence; we are at your service.
-Dr. Ney Rivas
Dr. Ashish Mesepam
My name is Dr. Ashish Mesepam and I’m a Doctor of Physical Therapy. Since my buddy and I decided to start this blog, we thought it would be a good idea to introduce ourselves so you could get to know us better. So here goes!
I was born in India and moved to the US before my second birthday. Our family settled down in the DMV. Some of you may be wondering why I lived in the Department of Motor Vehicles? Those of us who are from the DC, Maryland, and Virginia region refer to the area as the DMV. Consider yourselves educated!
I’m the eldest of two, my brother and myself. I enjoy watching Disney movies, cooking ethnic foods, and playing sports.
My early formative years, and really the majority of my life, were spent in Maryland; it’s where I’d call home. But once I got college and beyond, my academic career took me on quite the journey. I had the opportunity to live in California, Dominica, and Michigan.
I did a lot of traveling during my graduate internships too. I was able to go back to my home state of Maryland, then up a little further north in Michigan, then Colorado and lastly Indiana.
I was blessed with being able to experience different parts of America and observe each regions unique culture, which helped me grow as an individual. After graduating from graduate school, my wife and I moved to Texas, which is where we reside now.
My wife and I had accrued a substantial amount of debt over the years with our formal education and were saddled with the burden of a collective six-figure loan. This led me to dive deeply into personal finance and figure out strategies to become debt-free in as little time as possible. I became a self-proclaimed self-taught personal finance guru by immersing myself into all the books and articles that I could get my hands on.
With our personalized game plan in hand, my wife and I were able to pay off our six-figure debt in 15 months after starting our first job. That was such a liberating feeling! People were curious about how I was able to accomplish this goal and started asking me to give them advice. I assisted them with forming their own game plans for tackling their personal finances. I found that I absolutely enjoyed helping people through situations with the knowledge that I accumulated.
The questions that kept coming my way weren’t limited to finances alone, they grew into questions about managing relationships and interpersonal communication. Because let’s face it, money and relationships almost go hand-in-hand. I was delighted to find out that all the classes that I had taken in school, all the books I had read, and all the personal experience that I had was now able to benefit others in their personal struggles.
In my professional life, I treat my patient’s as a whole not just a part of the whole. I’ve found that by utilizing this holistic approach, I get very good results. People are multi-faceted and are struggling to manage all the components that make up who they are. If I can help you along the way in your struggles with fitness, finances, and family then I’m going to do whatever I can to aid you in your journey.
And that’s how Fit, Wealthy, & Wise was born, through education, expertise, and passion.